"Safe Money" Investments

"Safe Money" Investments vs. "Un-Safe Money" Investments

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Investments come with different degrees of risk. If you are uncomfortable taking a risk of losing some of your money or value, then investments that come with guarantees from trustworthy companies and institutions would be good for you to consider. These "no risk" or "very low risk" investments we refer to as "Safe Money" Investments.


Investments with risk include: stocks and bonds, options trading, index funds, variable annuities, variable universal life insurance, precious metals and coins, artwork, real estate, etc. Any investment that can lose value we would consider "un-Safe Money" Investments.


For personalized service, please call :

Stu Schell of Schell Financial Solutions (425) 344-6322 


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What is Your Risk Factor?

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 At Schell Financial Solutions we are not telling people they should not invest money in risky investments. We recommend that your involvement in these should be determined by the amount of risk you are willing to take, the amount of time you have to recover losses you may incur, the diversification of your investments and the successful experience and advice of a wise investment advisor.


We can recommend investment advisors who manage well-balanced and diversified portfolios with-in your risk factor if you desire to do so.


For personalized service, please call :

Stu Schell of Schell Financial Solutions (425) 344-6322


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Annuities and Bank Certificates of Deposit

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Both Fixed Annuities and Fixed Indexed Annuities have guarantees that qualify them to be "Safe Money" Investments. Indexed annuities can provide excellent growth potential without the downside risk of the stock market. They are guaranteed to never lose value, no matter how far the market drops. They earn much higher interest than a bank CD and can provide a life-time income stream.


Since Variable Annuities can lose value, we consider them as "Un-Safe Money" Investments.


For personalized service, please call :

Stu Schell of Schell Financial Solutions (425) 344-6322


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IRA's, 401(k), & 403(b) Plans

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These government sponsored investment plans that offer tax incentives to investors are not inherently "Safe or Un-Safe Money" Investments. The risk factor is totally dependent upon the investments inside of these plans which are most often risky and "Un-Safe".


For personalized service, please call :

Stu Schell of Schell Financial Solutions (425) 344-6322


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Dirty Little Secrets the 401(k) and Stock Market Industries are hiding from you.

Tax-Free Retirement Savings Plan

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 The #1 Retirement Savings Plan for business owners, executives and managers. This innovative plan includes life insurance with "Full Living Benefits" for financial protection in the event of a critical or chronic illness (long term care), a solid risk-free investment (averaging 6-7%) with an income tax-free retirement savings account along with income tax-free free distributions.  Learn More


For personalized service, please call :

Stu Schell of Schell Financial Solutions (425) 344-6322


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Saving Taxes with Life Insurance

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 Life Insurance for Life and Beyond   with Ed Slott (35 minute video)

https://www.youtube.com/watch?v=ZM6RlJs-n1c

 

For personalized service, please call :

Stu Schell of Schell Financial Solutions (425) 344-6322


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